I didn’t say 401(k)s are the primary method for everyone, but for those who have them, they are a primary tool for closing the gap Social Security leaves. The fact that not everyone has one doesn’t change that reality. The discussion is about that gap, not whether 401(k)s should replace Social Security.
You’re shifting the goalposts. The issue isn’t whether the stock market has been in a bull run—it’s that wages haven’t kept up with inflation or the cost of living, making retirement savings difficult for many. A strong market doesn’t erase the fact that people still struggle to save enough.
Again I never argued against the importance of social security, just that it’s insufficient. You are trying to sell Social Security as if I claimed it shouldn’t exist, which I didn’t. It’s already factored into retirement plans, meaning it’s not an additional source of funds—it’s the baseline. That’s why bringing it up as if it changes the discussion is moot.
Whether Musk’s attempts to undermine Social Security are ‘illegal’ is irrelevant to the point that he is trying to do it. Saying I ‘bought into a theory’ when he’s explicitly stated his position is just a weak deflection.
You are arguing against claims I never made.
I didn’t say 401(k)s are the primary method for everyone, but for those who have them, they are a primary tool for closing the gap Social Security leaves. The fact that not everyone has one doesn’t change that reality. The discussion is about that gap, not whether 401(k)s should replace Social Security.
You’re shifting the goalposts. The issue isn’t whether the stock market has been in a bull run—it’s that wages haven’t kept up with inflation or the cost of living, making retirement savings difficult for many. A strong market doesn’t erase the fact that people still struggle to save enough.
Again I never argued against the importance of social security, just that it’s insufficient. You are trying to sell Social Security as if I claimed it shouldn’t exist, which I didn’t. It’s already factored into retirement plans, meaning it’s not an additional source of funds—it’s the baseline. That’s why bringing it up as if it changes the discussion is moot.
Whether Musk’s attempts to undermine Social Security are ‘illegal’ is irrelevant to the point that he is trying to do it. Saying I ‘bought into a theory’ when he’s explicitly stated his position is just a weak deflection.