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Note that with just pihole you would still be affected by this, since pihole needs an upstream dns server to get it’s data from.
But if you set up pihole with unbound you will be OK, since unbound then will do the job of getting data from the root servers without another upstream dns.
I my experience it is also faster.
Do cardholders count for this? Because here everyone has at least that, even gen Z.
Much of that is because payment with phones haven’t really taken on for physical payments, since Apple and Google pay don’t support our payment system, Bankaxept, yet.
There is support on the way though, so this will likely change.